Losses, and indirectly, through instabilities that a default in public debt could cause to the banking system as a whole, particularly since commercial banks exposure to government debt is high in countries in which we operate. We may incur losses if any of our counterparties fail to meet their contractual obligations, due to bankruptcy, lack of liquidity, operational failure or other reasons that are exclusively attributable to our counterparties.Īs an example, an eventual failure by the Brazilian government to make timely payments under the terms of these securities, or a significant decrease in their market value could negatively affect our results in two ways: directly, through portfolio As of December 31, 2020, approximately 20.9% of all our assets and 67.5% of our securities portfolio were comprised of these Like most Brazilian banks, we also invest in debt securities issued by the Brazilian government. We routinely conduct transactions with counterparties in the financial services industry, including brokers and dealers, commercial banks, investment banks, mutual and hedge funds and other Risks, including the Brazilian federal government. a) The Issuer Credit risk factor We may incur losses associated with counterparty exposure Other risks that we currently deem immaterial or that are currently not known to us may also adversely affect us.
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The risks described below are those that weĬurrently believe may adversely affect us. Accordingly, investors should carefully assess the risk factors described below and the information disclosed in this annual report before making an investment decision. Should any of the following risks actually occur, our business and financial condition, as well as the value of any investments made in our securities, Describe risk factors that may influence an investment decision, particularly those related to: This sectionĪddresses the risks we consider material to our business and an investment in our securities. Included in the Companys website is not an integral part of this Reference Form. Official Gazette of the State of São Paulo (DiárioOficial do Estado de São Paulo) and O Estado de São Paulo newspaper. Service is carried out at the branches of Itaú Unibanco S.A., the head office of which is located at Praça Alfredo Egydio de Souza Aranha, 100 Torre Olavo Setubal, in the City and State of São Paulo, CEP 04344-902. The Investor Relations Departments telephone number is (0xx11) 2794-3547, fax number is +55 11ĥ019-8717, and email is PricewaterhouseCoopers AuditoresIndependentes, for the years ended, and. The Group Head of Investor Relations is Mr. Renato Lulia Jacob.
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The Investor Relations department is located at AvenidaEngenheiro Armando de Arruda Pereira, 707TorreĮudoroVillela Térreo, in the City and State of São Paulo. Souza Aranha, 100Torre Olavo Setubal, in the City and State of São Paulo, CEP 04344-902. Registered as a publicly-held company with the Brazilian Securities and Exchange Commission (∼VM) under No. 19348 (∻ank or Issuer) The Issuers head office is located at Praça Alfredo Egydio de No. 60.872.504/0001-23, with its Articles of Incorporation registered with the Trade Board of the State of São Paulo under NIRE No. 023-0, and
#ZELOTES T80 BIG MAC SPERE UPDATE#
Information Website Last update of this Reference Form Itaú Unibanco Holding S.A., a corporation enrolled under the National Register of Legal Entities/ Ministry of Finance (CNPJ/MF) under Of December 7, 2009 ∼VM Instruction No. 480, as amended) Identification Head Office Investor Relations Office Independent Auditors Firm Bookkeeping Agent Stockholders Service Newspapers from which the Company discloses REFERENCE FORM Base Date: (in accordance with Attachment 24 to CVM Instruction No. 480 Number assigned to the registrant in connection with Rule If Yes is marked, indicate below the file Information contained in this Form, the registrant is also thereby furnishing information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of
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Indicate by check mark whether by furnishing the Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): Yes ☐ No ☒īy check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule
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Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. (Translation of Registrants Name into English)Īlfredo Egydio de Souza Aranha, 100-Torre Conceicao (Exact name of registrant as specified in its charter)